[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.gravit.cz\/nekdo-si-bere-pujcky\/#Article","mainEntityOfPage":"https:\/\/www.gravit.cz\/nekdo-si-bere-pujcky\/","headline":"N\u011bkdo si bere p\u016fj\u010dky","name":"N\u011bkdo si bere p\u016fj\u010dky","description":"Nikdo z n\u00e1s civilizovan\u00fdch lid\u00ed neodm\u00edt\u00e1 pen\u00edze. Samoz\u0159ejm\u011b pokud jde o pen\u00edze, za kter\u00e9 si lze n\u011bco koupit, proto\u017ee jsou i m\u011bny, kter\u00e9 skute\u010dn\u011b nestoj\u00ed za to, aby o n\u011b n\u011bkdo st\u00e1l. V na\u0161ich kon\u010din\u00e1ch tak m\u00edv\u00e1me z\u00e1jem hlavn\u011b o \u010desk\u00e9 koruny, je\u017e jsou na\u0161\u00ed n\u00e1rodn\u00ed m\u011bnou, ale nepohrdneme ani m\u011bnami, kter\u00fdmi se tu d\u00e1 [&hellip;]","datePublished":"2024-07-12","dateModified":"2024-07-12","author":{"@type":"Person","@id":"https:\/\/www.gravit.cz\/author\/#Person","name":"","url":"https:\/\/www.gravit.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/c36ac855b1ee9cce96e09824fb5426d6eaccd04233fbf51e04e067ccd1b5fe13?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"gravit.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.gravit.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppp_6.jpg","url":"https:\/\/www.gravit.cz\/wp-content\/uploads\/ppppppppppppppppppppppppppppppppppppppppp_6.jpg","height":0,"width":0},"url":"https:\/\/www.gravit.cz\/nekdo-si-bere-pujcky\/","about":["Finance"],"wordCount":423,"articleBody":"   Nikdo z n\u00e1s civilizovan\u00fdch lid\u00ed neodm\u00edt\u00e1 pen\u00edze. Samoz\u0159ejm\u011b pokud jde o pen\u00edze, za kter\u00e9 si lze n\u011bco koupit, proto\u017ee jsou i m\u011bny, kter\u00e9 skute\u010dn\u011b nestoj\u00ed za to, aby o n\u011b n\u011bkdo st\u00e1l. V na\u0161ich kon\u010din\u00e1ch tak m\u00edv\u00e1me z\u00e1jem hlavn\u011b o \u010desk\u00e9 koruny, je\u017e jsou na\u0161\u00ed n\u00e1rodn\u00ed m\u011bnou, ale nepohrdneme ani m\u011bnami, kter\u00fdmi se tu d\u00e1 tak\u00e9 aspo\u0148 omezen\u011b platit a kter\u00e9 uplatn\u00edme t\u0159eba o dovolen\u00fdch nebo si je m\u016f\u017eeme vym\u011bnit a utratit i u n\u00e1s. Kdo m\u00e1 tedy koruny, dolary, eura, libry a podobn\u00e9 pen\u00edze, ten se m\u00e1.A co lid\u00e9, kte\u0159\u00ed nemaj\u00ed nejen konvertibiln\u00ed, ale ani na\u0161e dom\u00e1c\u00ed pen\u00edze? Ti maj\u00ed naopak docela kru\u0161n\u00fd \u017eivot. Proto\u017ee \u010d\u00edm v\u00edc pen\u00edze postr\u00e1daj\u00ed, t\u00edm m\u00e9n\u011b si toho mohou dovolit a t\u00edm v\u00edce probl\u00e9m\u016f mus\u00ed t\u0159eba i dnes a denn\u011b \u0159e\u0161it.A jak se \u0159e\u0161\u00ed pot\u00ed\u017ee souvisej\u00edc\u00ed s nedostatkem finan\u010dn\u00edch prost\u0159edk\u016f? N\u011bkdy t\u0159eba i tak, \u017ee si za\u017e\u00e1d\u00e1me o n\u011bjakou p\u016fj\u010dku. Proto\u017ee co n\u00e1m m\u016f\u017ee p\u016fj\u010dka nab\u00eddnout? Samoz\u0159ejm\u011b solventnost v dob\u011b, kdy nem\u00e1me dost sv\u00fdch pen\u011bz.Ale p\u016fj\u010dky se neposkytuj\u00ed jenom proto, aby n\u00e1m lidem pom\u00e1haly. P\u016fj\u010dky se poskytuj\u00ed i proto, aby na nich jejich poskytovatel\u00e9 vyd\u011blali. A ti vyd\u011bl\u00e1vaj\u00ed pochopiteln\u011b jedin\u011b tehdy, kdy\u017e jim lid\u00e9 vyplacen\u00e9 p\u016fj\u010dky vracej\u00ed a nav\u00edc p\u0159ihazuj\u00ed i po\u017eadovan\u00e9 \u00faroky a poplatky. A aby byly takov\u00e9 zisky co nejjist\u011bj\u0161\u00ed, cht\u011bj\u00ed poskytovatel\u00e9 p\u016fj\u010dek z\u00e1ruky, \u017ee budou jejich mo\u017en\u00ed dlu\u017en\u00edci doopravdy pat\u0159i\u010dn\u011b spl\u00e1cet.Bankovn\u00ed p\u016fj\u010dky se tedy poskytuj\u00ed t\u011bm, kdo maj\u00ed dostate\u010dn\u00e9 p\u0159\u00edjmy a \u010dist\u00e9 registry dlu\u017en\u00edk\u016f. A americk\u00e1 nebankovn\u00ed hypot\u00e9ka? Ta je tu klidn\u011b i pro ty ostatn\u00ed, pokud mohou doty\u010dn\u00ed zaru\u010dit spl\u00e1cen\u00ed z\u00e1stavou nemovitosti.A je tedy jenom na n\u00e1s lidech, abychom zv\u00e1\u017eili sv\u00e9 re\u00e1ln\u00e9 mo\u017enosti a \u017e\u00e1dali v p\u0159\u00edpad\u011b pot\u0159eby o takov\u00e9 p\u016fj\u010dky, kter\u00e9 v\u00e1\u017en\u011b dostaneme a kter\u00e9 n\u00e1s tak\u00e9 nezruinuj\u00ed. A to jsou v mnoha p\u0159\u00edpadech pr\u00e1v\u011b nebankovn\u00ed hypot\u00e9ky. Ty dostaneme za nemovitou z\u00e1ruku hned a v\u00fdhodn\u011b, a m\u00e1me klid.                                                                                                                                                                                                                                                                                                                                                                                                  "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"N\u011bkdo si bere p\u016fj\u010dky","item":"https:\/\/www.gravit.cz\/nekdo-si-bere-pujcky\/#breadcrumbitem"}]}]